{"id":1368,"date":"2021-04-14T22:38:08","date_gmt":"2021-04-14T22:38:08","guid":{"rendered":"https:\/\/www.cbhiemployeecenter.com\/external\/cbhiexternal\/?page_id=1368"},"modified":"2025-01-02T19:20:24","modified_gmt":"2025-01-02T19:20:24","slug":"my-retirement","status":"publish","type":"page","link":"https:\/\/www.cbhiemployeecenter.com\/external\/cbhiexternal\/my-retirement\/","title":{"rendered":"My Retirement"},"content":{"rendered":"\n
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About Crestwood’s Retirement 401(k) plan<\/span><\/h3><\/center>\n\n

\nAuto Enrollment<\/span><\/strong>: The Crestwood 401(k) Plan is set up for automatic enrollment. This means you will be automatically enrolled in the plan at a rate of 5% pre-tax per paycheck approximately after 30 days has passed from your Date of Hire. You will receive prior notification before this happens and you can always opt out or choose another % at any time by accessing the Fidelity netbenefits website.\n<\/p>\n\n

\nAbout our Crestwood 401k Plan<\/span><\/strong>: How to Get Started and Invest in Your Future<\/a>. \n<\/p>\n\n

\nCrestwood\u2019s 401(k) Company Match<\/span><\/strong>: \nCrestwood proudly offers a company, per pay period, matching contribution to Crestwood 401(k) accounts! The company 401(k) match contribution is .50 cents per dollar, deferred up to a cap of $600 per year, per employee. \n<\/p>\n\n

\n Information<\/strong>: Click here for more information about the company match, including the vesting schedule<\/a>. \n<\/p>\n\n

\n Instructions<\/strong>: Click here for instructions on how to view your employer match on your Fidelity Net Benefits account<\/a>. \n<\/p>\n\n\n\n\n\n\n\n\n\n

\nRoth 401(k) Option<\/span><\/strong>: \nYou now have the choice of contributing to a traditional pretax 401(k), a Roth 401(k), or a combination of the two. With a Roth 401(k), you pay income taxes now on your contributions so you can withdraw your money tax free in retirement. Learn more about the benefits of having a Roth 401(k) by clicking on the resources below. \n<\/p>\n\n

\n Information<\/strong>: Click here to learn more about the Roth 401(k)<\/a>.
\n                        Crestwood 401(k) Plan \u2013 Webinar (Should I Contribute by Roth, PreTax or Both?)<\/a>.
\n                        Fidelity Article \u2013 Is a Roth 401(k) Right for You?<\/a>. \n<\/p>\n\n

\n FAQs<\/strong>: Click here for Fidelity\u2019s answers to frequently asked questions<\/a>.\n \n\n<\/p>\n\n

\n Video<\/strong>: Click here to watch a short video about the Roth 401(k)<\/a>. \n<\/p>\n\n

\n Calculator<\/strong>: Click here to compare a traditional 401(k) to a Roth 401(k), or model combined contributions<\/a>. \n<\/p>\n\n\n

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